Erin T. Botsford is the founder of The Botsford Group, a financial services firm located in Atlanta, Georgia and Frisco, Texas. Certain portions of this website may reflect positions and/or recommendations as of a specific prior date, and may no longer be reflective of current positions and/or recommendations for various reasons, including regulatory changes. No reader should assume that articles or content on this website serves as the receipt of, or a substitute for, personalized advice from Ms. Botsford or The Botsford Group, or from any other investment professional. Please remember that different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment, investment product, or investment strategy (including the investments and/or investment strategies referenced on this website), or any of the website's non-investment related content, will be profitable, prove successful, or be applicable to any individual’s specific situation. Should a reader have any questions regarding the applicability of any portion of the website content to his/her individual situation, the reader is encouraged to consult with the professional advisors of his/her choosing.
An actively managed portfolio cannot assure a profit or protect against loss. Inherent limitations and market conditions may affect the performance of a portfolio. There is no guarantee that an actively managed portfolio will produce greater returns or experience smaller losses than a portfolio that uses a buy-and-hold strategy. High turnover rates within a portfolio may increase transaction costs and taxable capital gains. Indexes are unmanaged, and investors are not able to invest directly into any index.
Investors should be aware that there are risks inherent in all investments, such as fluctuations in investment principal. With any investment vehicle, past performance is not a guarantee of future results.
Material discussed on this website is meant for general illustration and/or informational purposes only. Please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice.
The S&P 500 is an unmanaged index comprised of 500 widely held securities considered to be representative of the stock market in general.
Sector investing may involve a greater degree of risk than investments with broader diversification.
Investing in securities involves risk, including the loss of principal invested. Past performance is no guarantee of future results.
Investments in real estate have various risks, including the possible lack of liquidity and devaluation based on adverse economic and regulatory changes. As a result, the values of real estate may fluctuate, resulting in the value at sale being more or less than the original price paid.
Global or international investing involves special risks, such as currency fluctuation, political instability, and different methods of accounting and different reporting requirements.
The price of commodities, such as gold, is subject to substantial price fluctuations over short periods of time and may be affected by unpredictable international monetary and political policies. The market for commodities is subject to varying regulatory regimes, and concentrated investing may lead to higher price volatility. In addition, investing in commodities often involves international investing in emerging markets, which involve significant risks.